*{box-sizing:border-box;margin:0;padding:0}
:root{--white:#fff;--paper:#faf9f7;--warm:#f5f2ee;--ink:#0c0b0a;--soft:#2a2826;--muted:#77716c;--gold:#c9a96e;--gold-deep:#9a7934;--border:#e8e4de}
html{scroll-behavior:smooth}
body{font-family:Montserrat,Arial,sans-serif;color:var(--ink);background:var(--white);font-weight:300;line-height:1.7}
a{color:inherit}
nav{position:sticky;top:0;z-index:100;height:64px;padding:0 48px;display:flex;align-items:center;justify-content:space-between;background:#fff;border-bottom:1px solid var(--border)}
.nav-logo{font:500 18px/1 'Cormorant Garamond',Georgia,serif;letter-spacing:.12em;text-transform:uppercase;text-decoration:none}.nav-logo em{font-style:normal;color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none}.nav-links a{font-size:11px;letter-spacing:.16em;text-transform:uppercase;text-decoration:none}.nav-cta,.button.primary{background:var(--gold);color:#fff!important;border-color:var(--gold)!important}
.hero-band{position:relative;min-height:440px;padding:72px 48px;display:flex;align-items:flex-end;background-size:cover;background-position:center;color:#fff}.hero-band::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,11,10,.78),rgba(12,11,10,.25))}.hero-content{position:relative;max-width:850px}.eyebrow{font-size:10px;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:16px}.hero-band h1,.page-title{font:300 clamp(48px,7vw,82px)/.98 'Cormorant Garamond',Georgia,serif}.hero-band h1 em,.page-title em,.section-title em{color:#e8d5b0;font-style:italic}.hero-band p{max-width:660px;margin-top:18px;font-size:15px;color:rgba(255,255,255,.86)}
.section{padding:72px 48px}.section.warm{background:var(--paper)}.inner{max-width:1120px;margin:0 auto}.narrow{max-width:760px}.section-title{font:300 clamp(36px,5vw,54px)/1.05 'Cormorant Garamond',Georgia,serif;margin-bottom:16px}.section-title em{color:var(--gold-deep)}.section-intro{max-width:720px;color:var(--soft);font-size:16px;margin-bottom:38px}
.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--border);border-left:1px solid var(--border)}.feature{min-height:220px;padding:30px;border-right:1px solid var(--border);border-bottom:1px solid var(--border);text-decoration:none;background:#fff;display:flex;flex-direction:column;justify-content:space-between}.feature:hover{background:var(--paper)}.feature-num{font-size:10px;letter-spacing:.2em;color:var(--gold-deep)}.feature h2,.feature h3{font:400 30px/1.05 'Cormorant Garamond',Georgia,serif;margin:32px 0 10px}.feature p{font-size:13px;color:var(--muted)}.feature-link{margin-top:22px;font-size:10px;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:var(--gold-deep)}
.button-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{min-height:46px;padding:13px 24px;border:1px solid var(--ink);display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-size:10px;letter-spacing:.18em;text-transform:uppercase;font-weight:600}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.form{display:flex;flex-direction:column;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field label{font-size:10px;letter-spacing:.17em;text-transform:uppercase;color:var(--muted);font-weight:500}.field input,.field select,.field textarea{width:100%;border:1px solid var(--border);border-radius:0;background:#fff;padding:14px 15px;font:400 16px/1.3 Montserrat,Arial,sans-serif;color:var(--ink)}.field textarea{min-height:120px;resize:vertical}.form button{border:0;cursor:pointer;align-self:flex-start}.bot-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.calculator{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.75fr);gap:50px}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.result{background:var(--ink);color:#fff;padding:36px;position:sticky;top:88px}.result-label{font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}.result-total{font:400 52px/1 'Cormorant Garamond',Georgia,serif;margin:10px 0 28px}.result-row{display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-top:1px solid rgba(255,255,255,.14);font-size:13px}.fine-print{font-size:11px;color:var(--muted);margin-top:24px}
.guide-nav{position:sticky;top:64px;background:#fff;border-bottom:1px solid var(--border);z-index:20;overflow:auto}.guide-nav .inner{display:flex;gap:24px;padding:12px 24px}.guide-nav a{white-space:nowrap;text-decoration:none;font-size:10px;letter-spacing:.13em;text-transform:uppercase}.guide-section{padding:48px 0;border-bottom:1px solid var(--border)}.guide-section h2{font:400 38px/1.1 'Cormorant Garamond',Georgia,serif;margin-bottom:18px}.guide-section h3{font:500 18px/1.3 'Cormorant Garamond',Georgia,serif;margin:24px 0 8px}.guide-section p,.guide-section li{color:var(--soft);margin-bottom:10px}.guide-section ul,.guide-section ol{padding-left:22px}
footer{background:var(--ink);color:#fff;padding:38px 48px;text-align:center}.footer-brand{font:400 22px 'Cormorant Garamond',Georgia,serif;letter-spacing:.14em;text-transform:uppercase}.footer-meta{margin-top:8px;color:#aaa;font-size:10px;letter-spacing:.12em;text-transform:uppercase}.footer-links{display:flex;justify-content:center;gap:20px;flex-wrap:wrap;margin-top:18px}.footer-links a{font-size:10px;color:#ccc;text-decoration:none;text-transform:uppercase;letter-spacing:.12em}
@media(max-width:850px){.feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.split,.calculator{grid-template-columns:1fr}.result{position:static}.section{padding:56px 24px}.hero-band{min-height:390px;padding:54px 24px}.nav-links{display:none}.calculator{gap:28px}}
@media(max-width:560px){nav{padding:0 18px}.feature-grid{grid-template-columns:1fr}.feature{min-height:180px}.calc-fields{grid-template-columns:1fr}.hero-band{min-height:calc(100svh - 130px);max-height:660px;background-position:62% center}.hero-band h1{font-size:52px}.section{padding:48px 20px}.button-row{display:grid}.button{width:100%}.result{padding:28px 22px}.result-total{font-size:46px}footer{padding:34px 20px}}
@media print{nav,.mm-mobile-actions,.mm-menu-button,.guide-nav,.button-row,footer{display:none!important}.hero-band{min-height:auto;padding:30px;color:#000;background:none!important}.hero-band::before{display:none}.hero-band h1 em{color:#000}.section{padding:20px 0}.guide-section{break-inside:avoid}body{padding:0!important}}